There needs to be a way to reconcile the Undeposited Funds account or a report that proves the balance in the account. The Undeposited funds account should net to zero but won't if there are always payments in transit. The only way I have found to identify what is in the account is by exporting all the transactions to to Excel and matching them one by one. The Undeposited Funds account is not an available account in the Reconcile module but would be a great solution if it was.